Dimitri knows a challenge when he sees one. Having witnessed firsthand government excesses and the lack of freedom under the communist government of his home country Hungary, he decided to risk it all and leave. Sleeping during the day and under the cover of night he made his way toward…
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At the end of 2013 a decision was made by Angelo to dramatically lose weight. Angelo had been battling obesity since a very small age, but since he was now in his thirties, it was obvious that if he wanted to live a long life, weight loss and increasing his…
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The best time to plant a tree was 20 years ago, the second best time is now. Micah had heard that a few times when he had called us for help over the years. His first telephone call was April 9th 2012 when he discussed his debt with us. At…
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Jim is a physical therapist and was offered a job by a neurosurgeon, he accepted the job but then had to immediately quit because the commute and hours worked were too much for him to perform while helping his wife with her newly diagnosed medial problems. Working closer to home,…
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Abigale had always worked in the clothing/fashion industry. Her income during the 1990’s through the early 2000s ranged from $150,000-$180,000 per year. Life was good. At the end of 2003 her commission structure was changed and her income dropped by over $60,000. That pay cut occurred at the worst time…
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The impact of the mortgage crisis of 2007/08 was very deep for many involved in the construction industry. Gary and Jennifer owned and operated a company that specialized in the design and creation of new homes. They also had a separate branch of their business that focused solely on the…
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Justin loved the military growing up and although he didn’t qualify for the Armed Services, he elected to help in another way, working for the department of Veterans Affairs. During the past 15 years Justin’s income was very stable and predictable. Unfortunately in 2007 his father had a stroke forcing…
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Kurt has been in the auto industry for about 50 years. He owned a successful auto parts store going back to the 1960s. Over the years he was able to grow his business and even hire a couple of employees. However, Kurt’s business started to decline as the internet continued…
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Both Gary and Margaret were managers for a large supermarket chain. During the last 15 years Gary had been supplementing the family income by delivering newspapers. However, over the years of working long hours and more than one job, Gary’s vision started to deteriorate and eventually resulted in rising medical…
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When Ralph called us for help he was dealing with a few different pressing issues that were straining his finances. Believe it or not, divorce is a very common reason why people reach out and contact us. Generally speaking after going through a divorce families are separated, incomes might become…
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